KIWE to Welcome

These are the terms and conditions that govern the use of KIWE and all its related sites and services. By using KIWE website and/or application (“KIWE Platform”), you agree to these terms and conditions. If you do not agree with these terms and conditions, please do not access or use the KIWE Platform.

The following Terms and Conditions shall apply to all Users in relation to KIWE provided services through KIWE Platform. These Terms and Conditions come into force once you accept a service through the KIWE Platform or through any other form of communications with KIWE.

Please note that you should review and agree with our Privacy Policy www.kiweapp.com/privacy.html as it is an integral part of these terms and conditions.

The User agrees and accepts that the use of the KIWE Platform and the Services provided by KIWE is at the sole liability of the User, and further acknowledges that KIWE disclaims all representations and warranties of any kind, whether expressed or implied.

Definitions

The following definitions apply to the Terms and Conditions set out below. These Terms and Conditions, along with the Privacy Policy, hereby set out the whole agreement and understanding between KIWE and the “User” whether an individualor entity that accesses KIWE Platform.

“We”, “Us”, “Our”, the “Company”, “KIWE”, “Site” shall refer to KIWE, its employees, and authorized agents

Users: shall refer to any Independent people (whether an individual or entity) who benefit from the variety of services offered on the site/application

Services: means KIWE’s Services as described by these Terms and Conditions.

KIWE Platform: means KIWE platforms whereby its Services shall be used.

Force Majeure: mean an act of God, including but not limited to fire, floods, storms, hurricanes, typhoons, volcanic activities, or earthquakes, as well as acts, orders or requests of a sovereign or a government and /or of anybody purporting to be or to act for such authority, wars, whether declared or not, war-like actions, revolutions, riots , civil insurrections, or civil commotions , as well as strikes, lock outs, and/or similar actions in labor disputes, and any other comparable cause beyond the control of a party unless its performance has been expressly guaranteed by expressly waiving the exemption of a Force Majeure event.

Applicable Laws: means the laws of the Arab Republic of Egypt.

Eligibility

In ensuring that Users are able to form legally binding contracts, eligibility to use the site is not granted to persons under the age of 18 years, or the age of legal majority in your jurisdiction, whichever is greater.

It is also permissible to complete the process of registering accounts on the KIWE Platform for children, but only on condition that they are under the guardianship and supervision of their parents their accounts will be Affiliate account to their parent accounts.

If you are registering as a business entity, you represent that you have the authority to bind that entity to the Terms and Conditions and that you and the business entity will comply with all applicable laws and terms governing the use of the KIWE Platform.

Accounts and Registration

Account registration requires you to submit to KIWE certain personal information, including but not limited to your full name, address, email address, mobile phone number, and age.

Companies shall provide KIWE with the following:
- Company’s Name;
- Commercial register No;
- A copy from the Tax Card.

You agree to maintain true and accurate, complete, and up to date information in your Account. You are responsible for all activity that occurs under your Account, and as such, you agree to maintain the security of your Account username and password at all times, unless otherwise permitted by KIWE in writing.

User accounts are not transferable. You agree to reimburse KIWE for any improper, unauthorized or illegal use of your account by you or by any person obtaining access to the Platform, services or otherwise by using your designated username and password, whether or not you authorized such access.

If KIWE suspects, at its sole discretion, that any of the information you provided is untrue, inaccurate, incomplete, or not current, without prejudice to any other rights and remedies of KIWE under these Terms and Conditions or under the Applicable Laws, we have the right to suspend, or limit your access to the KIWE Platform and its Services.

KIWE may (in its sole discretion and at any time), make any inquiries it considers necessary (whether directly or through a third party), and request that you provide a response with further information or documentation, including without limitation to verify your identity and/or ownership of your financial instruments. Without limiting the foregoing, if you are a business entity or registered on behalf of a business entity such information or documentation may include your trade license, other incorporation documents and/or documentation showing any person's authority to act on your behalf. You agree to provide any information and/or documentation to KIWE upon such requests. You acknowledge and agree that if you do not, KIWE without liability may limit, suspend or withdraw your access to the KIWE Platform. We also reserve the right to cancel unconfirmed / unverified accounts or accounts that have been inactive for a long time

By completing your registration, you acknowledge having read, understood and agreed to be bound by these Terms and Conditions, along with the Privacy Policy, as they may be amended from time to time,which are hereby incorporated and made an integral part hereof.

Services

We are passionately driven to create an electronic platform that focuses on facilitating electronic payments, the platform that provides services to users and companies by creating an account on our platform and facilitating their financial transactions through the electronic wallets they own through their account on the Kiwe Platform,, and we do everything with the principle of providing the easiest and most comfortable way for our USERS.

KIWE Platform offers services where users and companies can benefit from the services of transferring money between them and paying merchants and collecting money for charitable and commercial work and collecting money for the organization of different events through the KIWE Platform.

Electronic Communications

By creating an Account, you agree that you are communicating with us electronically. Therefore, you consent to receive periodic communications from us. KIWE will communicate with you via email or may send you information via text messages (SMS), as well as by posting notices on the KIWE Platform as part of the normal business operation of your use of the Services. You acknowledge that opting out of any of the said means of communication may affect your use of the Services.

You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

KIWE will request your agreement during the registration process to send you promotional emails or notifications related to the Platform and its services. If, at any time, you decide that you do not wish to receive promotional emails, you can opt out of receiving such promotional emails by clicking on the link at the bottom of any promotional email.

Payments

KIWE provides different payment methods on the KIWE Platform, which include among others, Online payment or Bank deposit

KIWE reserves the right to alter, change, modify, or provide any payment methods.

KIWE provides online payment services through Third-Party Providers. KIWE shall not store any data related to credit cards. KIWE shall have no responsibility to any error, damage or any matter similar that may arise to the User as a result of using the online payment, such shall be the responsibility of Third-Party Provider.

The User shall ensure sufficient coverage of the respective account that covers the orders and shall abide by the credit card transaction limits

Other than administrative expenses, KIWE shall not charge the Users any extra fees for making an online payment.

KIWE may (in its sole discretion and at any time), make any inquiries it considers necessary (whether directly or through a third party), and request that you provide it with further information or documentation, including without limitation to verify your identity and/or ownership of your financial instruments. You agree to provide any information and/or documentation to KIWE upon such requests. You acknowledge and agree that if you do not, KIWE without liability may cancel the transaction, limit, suspend or withdraw your access to the KIWE Platform and/or your membership thereof.

Copyrights and Trademarks

All content included on the KIWE Platform , including but not limited to text, graphics, KIWE'S logos, button icons, images, audio clips, digital downloads, data compilations and software, is the property and copyright work of, KIWE or its licensors and is protected by copyright, trademarks, patents or other intellectual property rights and laws. The compilation of the content on the Platform. is the exclusive property and copyright of, KIWE and is protected by copyright, trademarks, patents or other intellectual property rights and laws.

KIWE and related logos are the trademarks of KIWE. KIWE's trademarks may not be used in connection with any product or service that is not KIWE's nor in any manner that disparages or discredits, KIWE

Use of the Platform

Subject to the User`s compliance with these Terms and Conditions, KIWE grants the User a limited, non-exclusive, non-sub licensable, revocable, non-transferrable license to:

● access and use the Services solely in connection with the provision of the Services;

● access and use any content, information and related materials that may be made available through the Services.

Any rights not expressly granted herein are reserved by KIWE and may be revoked at any time without notice to the customer

The User shall not use any trademark or any intellectual property rights belonging to KIWE from any portion of the Services, and shall not reproduce, modify, prepare, publicly, perform, transmit, stream, broadcast, or otherwise exploit the Services except as expressly permitted by KIWE in writing, and shall not decompile, reverse engineer or disassemble the Services, and shall not link to mirror or frame any portion of the Services or launch any programs or scripts for the purpose of scraping, indexing, surveying or otherwise data mining any portion of the Services, or unduly burdening, or hindering the operation and/or functionality of any aspect of the Services or attempt to gain unauthorized access to or impair any aspect of the Services or its related systems or networks.

The User may not post in anywhere else on the site (as determined at our sole discretion): solicitation, advertising, foul language, profanities, obscenities, culturally offensive material, religiously offensive material, critical political content, material that may threaten the public interest or national security, defamatory or libelous harassment, or other content that may be offensive or indecent.

Privacy and Confidentiality

User(s) shall not disclose any information received under the contract of service with KIWE to any third party. Access to any information which pertains to business of KIWE shall be kept confidential to the extent it might adversely impact KIWE`s business. User(s) shall be liable to indemnify KIWE against any loss of business or reputation due to the act of the User(s).

Disclaimer

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” KIWE DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, NOT EXPRESSLY SET OUT IN THESE TERMS. IN ADDITION, KIWE MAKES NO REPRESENTATION, WARRANTY, OR GUARANTEE REGARDING THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY OR AVAILABILITY OF THE SERVICES OR ANY SERVICES REQUESTED THROUGH THE USE OF THE SERVICES, OR THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. KIWE DOES NOT GUARANTEE THE QUALITY, SUITABILITY OR ABILITY OF THE SARVICES. YOU AGREE THAT THE ENTIRE RISK ARISING FROM THE USE OF SERVICES REMAINS SOLELY WITH YOU, TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW.

THE INFORMATION CONTAINED IN THE KIWE PLATFORM IS FOR GENERAL INFORMATION PURPOSES ONLY. THE INFORMATION PROVIDED BY KIWE WHILE WE ENDEAVOR TO KEEP THE INFORMATION UP TO DATE AND CORRECT, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, ABOUT THE COMPLETENESS, ACCURACY, RELIABILITY, SUITABILITY OR AVAILABILITY WITH RESPECT TO THE PLATFORM OR THE INFORMATION, SERVICES, OR RELATED GRAPHICS CONTAINED ON THE KIWE PLATFORM FOR ANY PURPOSE. ANY RELIANCE YOU PLACE ON SUCH INFORMATION IS THEREFORE STRICTLY AT YOUR OWN RISK.

ALL ACCOUNTS REGISTERED WITH KIWE ARE CONTINUOUSLY TRACKED FOR SECURITY PURPOSES AND PERFORMANCE REASONS. IT IS EXPRESSLY MADE CLEAR TO YOU HEREBY THAT KIWE DOES NOT OWN ANY ACCOUNT OF ANY KIND.

Limitations of Liability

KIWE shall not be liable to you for indirect, incidental, special, exemplary, punitive, or consequential damages, lost data, or damage to your bank account or your KIWE account, even if KIWE has been advised of the possibility of such damages. KIWE shall not be liable for any damages, liability or losses incurred by you arising out of your use of or reliance on the Services or your inability to access or use the Services or any transaction or relationship between you and any of the users, even if KIWE has been advised of the possibility of such damages. KIWE shall not be liable for delay or failure in performance resulting from causes beyond KIWE`s reasonable control. These limitations do not purport to limit liability that cannot be excluded under the applicable laws.

KIWE shall be entitled to disclose any User information it may possess to affiliated corporate entities within its group of companies, or if required by law, or if requested or directed to do so by any official government body. KIWE will do so at its sole discretion or as We may determine to be suitable or in Our best interest to do so.

KIWE shall be entitled to add to, vary or amend any or all of these Terms and Conditions at any time without notice. The User shall be bound by any additions, variations, or amendments once incorporated into these Terms and Conditions on KIWE’s Platform.

KIWE shall not be liable to you for indirect, incidental, special, exemplary, punitive, or consequential damages, lost data, or damages that may arise, even if KIWE has been advised of the possibility of such damages. KIWE shall not be liable for any damages, liability or losses incurred by you arising out of your use of or reliance on the Services or your inability to access or use the Services or any transaction or relationship between you and the Third-Party Service Providers, even if KIWE has been advised of the possibility of such damages. KIWE shall not be liable for delay or failure in performance resulting from causes beyond KIWE `s reasonable control.

These limitations do not purport to limit liability that cannot be excluded under the applicable laws.

Indemnification

You agree to indemnify and hold KIWE, its affiliates, sponsors, partners, directors, officers and employees harmless from and against, and to reimburse KIWE with respect to, any and all losses, damages, liabilities, claims, judgments, settlements, fines, costs and expenses (including reasonable related expenses, legal fees, costs of investigation) arising out of or relating to your breach of this Terms & Conditions, along with our Privacy Policy or use by you or any service provider of the same Services

Refund policy

In case if there is a refund request for the financial transactions has been done through KIWE Platform, KIWE is not responsible for implementation of this process, but the Users will be subject to the third parties policies

If the refund request is related to the pocket of Kiwe Platform, the refunding process is permitted, but after deducting the administrative expenses.

KIWE shall not be liable for any delay, interruption or failure in the provisioning of Services if caused by Force Majeure events beyond our control that may prevent or delay service provisioning.

Governing Laws

The rights and obligations of the parties pursuant to this Terms & Conditions are governed by and shall be construed in accordance with the laws of the Arab Republic of Egypt.

You hereby irrevocably submit to the exclusive jurisdiction of the Courts of the Arab Republic of Egypt for any dispute arising under or relating to this Terms & Conditions and waive your right to institute legal proceedings in any other jurisdiction. We shall be entitled to institute legal proceedings in connection with any matter arising under these Terms & Conditions in any jurisdiction where you reside, do business, or have assets.

Where there is any dispute or inconsistency arising from the text of these Terms and Conditions, the Arabic version shall prevail.

Unenforceable Provisions

If any part of these Terms and Conditions is found to be invalid or unenforceable under applicable law, such part will be ineffective to the extent of such invalid or unenforceable part only, without affecting the remaining parts of the Terms and Conditions in any way

Entire Agreement

This Agreement along with KIWE’s Privacy Policy, as may be updated from time to time and posted at https://kiweapp.com/privacy.html, constitutes the complete agreement and understanding between us with respect to the Service and supersedes any other form of Agreement.

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